A personal injury claim is simply a way of describing any ICBC claim when you have a right to compensation as a result of an injury caused by an at-fault motorist. You are not entitled to a personal injury claim if you are at fault for the accident.

As a result of your injuries, a number of heads of damages may be available to you depending on the seriousness of your injuries. The heads of damage that may be available include:

Non-pecuniary damages (pain and suffering)
Past wage loss
Future loss of capacity
Future care
Out-of-pocket expenses
Tax gross-up
Management fees
Court order interest
Legal Costs and disbursements (expenses to pursue the claim)

For a detailed discussion on each head of damage that may be available to you, please refer to the Monetary Concerns chapter.